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The Homeowner Assistance and Reconstruction Program (HARP) is designed as a homeowner-led initiative, meaning you are in charge of selecting your contractor and making decisions for your home. While Oregon Housing and Community Services (OHCS) cannot recommend a specific contractor, you will be assigned a construction advisor (CA) after approval to help guide you through the process. Your CA will be easy to identify by their official uniform and ReOregon badge. Keep in mind that while HARP covers certain costs, any upgrades beyond the program's standards will need to be paid out of pocket by the homeowner.
Identifying your construction advisor
To make sure they are easy to identify, all CAs wear a specific uniform and carry specific equipment:
- ReOregon badge with name and photo
- OHCS-approved hat and shirt
- Khaki pants or jeans
- Orange safety vest
- Appropriate closed-toe footwear
- White hard hat (if necessary)
- N95 mask or appropriate personal protective equipment (if requested/necessary)
- Digital camera calibrated to the correct date/time
Types of projects
HARP supports several types of construction projects, each with specific processes and requirements. Whether it is replacing manufactured housing, building a new stick-built home, or repairing an existing property, each project type has distinct steps and milestones. Understanding these different project types is key to ensuring compliance and successful completion.
Manufactured housing (MH)
This type of project is for homeowners who are replacing or repairing a manufactured home (mobile home) that was damaged or destroyed. Depending on the size and condition of the original home, homeowners may qualify for either a single-wide or double-wide replacement. Homes built after 1995 with less than $50,000 in damages may qualify for repairs, while those with more significant damage or built before 1995 may be replaced.
Stick-built homes (Reconstruction)
Stick-built homes are traditional, site-built homes that may need to be completely rebuilt if they were severely damaged or destroyed in the 2020 Labor Day Disasters. Homes qualify as reconstruction projects if repair costs are 80% or more of the home's value or if the structure was demolished before HARP participation.
Housing repair (Rehabilitation)
Housing repair projects focus on restoring homes that were damaged during the disasters but do not require full reconstruction. These repairs aim to bring the home back to a livable condition and must meet specific standards set by the U.S. Department of Housing and Urban Development (HUD), such as the Green Building Retrofit Checklist. This type of project makes sure homes are safe, sanitary, and energy-efficient.