Homeowner Assistance Fund

OHCS has received $90 million from the U.S. Treasury to assist homeowners through the Homeowner Assistance Fund (HAF)

Please note: HAF is now closed and no longer accepting applications.

Homeowners should contact their servicer and/or a free housing counselor about immediate options. There are many viable options available through your servicer for most Oregon homeowners.

If you received HAF funds and need a payoff statement, email haf.payoffs@hcs.oregon.gov.

Video: HAF Facebook Live session in English and Spanish

Resources for Homeowners

HAF Application Materials

Below are some resources about HAF:

HAF Application Materials

Below are some resources for homeowners who are most at risk of entering into foreclosure:​

• Homeowner Assistance Fund website (in multiple languages)
  
• ​ Third Party Authorization fo​rm in both Engli​sh​ and Spanis​h
  
Area Median Income ​Charts (​Spanish | Chinese | Russian | Vietnamese​)​​

• ​Profit and Loss Statement:
  
• ​Fillable PDF | Spanish​
  
• PDF | Spanish​
  
• Excel | Spanish​
  
•  List of enrolled s​ervic​ers​ who can participate in HAF​​ (English | Spanish)
  
• Quarterly Verification Form​​​
  

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Treasury Guidance

After completing stakeholder and public engagement and making revisions based upon additional U.S. Treasury guidance, Oregon Housing and Community Services (OHCS) submitted the below HAF plan and annual reports. In addition, recent term sheets for the HAF plan are included for reference. As the program winds down, new applications will only be accepted for homeowners in foreclosure. Submission or review of an application does not guarantee funds will be available.

Mortgage Reinstatement Program Submission

Forward Payment Assistance Program Submission

HAF Plan Submission​

HAF 2022 Annual Report

HAF 2023 Annual Report​

​HAF program terms

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June 17, 2021 - Public Meeting #1

​​​​Join Us - HAF Meeting Invite

Powerpoint Slides ​

Meeting Recording

July 1, 2021 - Public Meeting #2

Join Us - HAF Meeting Invite​

Meeting PowerPoint​

​Meeting Recording​

Helpful links

The following federal government resources about managing finances before and during emergencies may be useful:

• Prepare your finances before a disaster or emergency strikes
• Climate risk should be considered in housing decisions
  
• Consumer advisory: Take action when home insurance is cancelled or costs surge
• Disaster Financial Management Guide (pdf file)

HAF Intake Partners

The following homeownership centers offer assistance with the HAF application process*:

*If you don’t see your county listed, please contact the nearest organization to you.