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Oregon homeownership centers statewide provide numerous support services for homeowners. OHCS works with these local centers and other agencies to offer:
Forbearance Resources
Guide to Exiting or Renewing COVID-19 Forbearance
Consumer Financial Protection Bureau (CFPB) Guides and How Tos:
Step-by-Step Forbearance Video
Guides
Help for Homebuyers
Guide for Consumers on Seven Facts about Forbearance
Guide For Consumers on starting a Forbearance
Guide for Consumers for extending or exiting a Forbearance
About the Bureau
The Consumer Financial Protection Bureau is a 21st-century agency that helps consumer finance markets work by regularly identifying and addressing outdated, unnecessary or unduly burdensome regulations; by making rules more effective; by consistently enforcing federal consumer financial law; and by empowering consumers to take more control over their economic lives.
Learn more at consumerfinance.gov.
Homeowner Assistance Fund
The HAF program is winding down. Homeowners in foreclosure may be eligible to submit applications through a HAF intake partner. Intake partners may require their own application documents and completion of free foreclosure avoidance counseling. Submitting or having an application reviewed does not guarantee funds will be available, because the program may be overallocated.
Find out more about the Homeowner Assistance Fund.
If you received HAF funds and need a payoff statement, order it by emailing haf.payoffs@hcs.oregon.gov.
Oregon Foreclosure Avoidance Program
Oregon's Foreclosure Avoidance Program lends a structured process for:
This program is available for these types of homeowners:
Oregon Foreclosure Avoidance Program FAQ (en Español)
Oregon Homeownership Stabilization Initiative
Links and Resources
Additional foreclosure prevention resources are listed below:
Oregon Department of Justice, Foreclosure Prevention
Foreclosure Resources, Homeownership Centers
Recursos para el Embargo Hipotecario, Español
Oregon Law Help Legal Aid Offices
Oregon Law Foreclosure Timeline Flow Chart
External Link Disclaimer: This page contains links that will take you outside of the Oregon Housing and Community Services' website. OHCS does not endorse and is not responsible for the content of the linked websites.
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