Health Care Provider Incentive Program

This program is overseen by OHA and is being administered in partnership with the Oregon Office of Rural Health (ORH). Oregon Administrative Rule 409-036, effective January 2, 2018, establishes guidelines for implementation and participation in the Program.

Health Care Provider Loan Repayment Program

The Health Care Provider Incentive Loan Repayment Program helps support underserved communities in their recruitment and retention of high-quality providers in rural and underserved areas of Oregon. In exchange for service at a qualifying practice site, participants receive funds to repay qualifying student loan debt. Awards are calculated based on the balance owed on qualifying loans upon program entry. 

NEW Summer 2024

• Provider eligibility requirements have expanded to include Dental Assistants and Dental Therapists
• HCPIP now includes the Behavioral Health Loan Repayment program. This expands provider eligibility requirements to include certain licensed and pre-licensed behavioral health provider types.

Apply Today!

Applications are accepted and reviewed on a quarterly basis. Visit the ORH Loan Repayment Website to learn more:

• Health Care Provider Loan Repayment Program
  
• Behavioral Health Provider Loan Repayment Program
  
  

Eligible Provider Types:

Qualifying Practice Sites

To qualify, as site must:

• Be located in a Health Professional Shortage Area (HPSA), or have a Facility HSPA; OR
  
• Be serving Medicaid and Medicare patients in no less than the same proportion of such patients in the county; OR
  
• Provide essential health care services to an underserved population, as determined by the Authority; AND
• Have a Site Application on file with the Oregon Office of Rural Health and have received confirmation of site qualification.
  

Primary Care Loan Forgiveness

Primary Care Loan Forgiveness (PCLF) is an incentive for students participating in approved rural training tracks to receive funding during their education in exchange for a future service obligation in a rural or frontier area in Oregon. PCLF participants receive loan forgiveness funds during their education, and must contract with an approved practice site within 90 days of graduation (or completion of residency). Participants are required to practice at an approved site for the life of their obligation, which is one obligation year for every year of funding. 

Eligibility Requirements

To be eligible for PCLF students must:

• Be in good academic standing; AND
  
• Be participating in the Oregon AHEC Scholars Program or accepted to an approved Oregon rural training track; AND
  
• Be prepared to begin practice in primary care at an approved rural practice site within 90 days of graduation or completion of residency (if applicable)
  

Rural Medical Practitioners Insurance Subsidy

The purpose of the Rural Insurance Subsidy is to support and stabilize the health care workforce in rural and frontier areas of Oregon by providing partial payments to authorized medical professional liability insurance carriers on behalf of health care providers in rural Oregon who otherwise would have to pay the full cost of malpractice insurance themselves.

Eligibility Requirements

Eligible providers must:

• Be a Physician (M.D., D.O,) or Nurse Practitioner; AND 
• Practice in an eligible rural or frontier area; AND
• Are covered by an eligible insurance carrier; AND
  
• Agree to see Medicaid and Medicare patients in no less than the same proportion of such patients in the county or other service area; AND
  
• Do not receive malpractice insurance through their employer or have to repay their employer for coverage.
  

Coverage Percentages