Permanent total disability benefits
Permanent total disability (PTD) benefits are paid when a worker is permanently and totally disabled due to a work-related injury or illness. The number of claims receiving these benefits declined dramatically between 1988 and 1990, when disability rating standards were adopted. The creation of CDAs in 1990 led to a further decline in the number of claims receiving PTD benefits.
Death benefits
Death benefits are provided to the surviving family members of a worker who dies on the job or while permanently and totally disabled by a work-related cause. PTD and death benefits are also paid from the Workers’ Benefit Fund. In the following table, the first two columns show the amounts paid by insurers and the second two columns show the amounts paid from the WBF.