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The bond requirement for entities licensed with CCB will increase on January 1, 2024. Here’s what you need to know.

Bond Amount Increase FAQ​​

Why are the minimum bond amounts increasing?
The bond amounts were increased by the 2023 Oregon Legislature – House Bill 2922 (link to bill: HB2922 (oregonlegislature.gov)

How much is the minimum bond amount increasing?
The bond amount will increase by $5,000 for each CCB endorsement type. A table at the bottom of this FAQ shows the new bond requirement for each endorsement.

When does this change take place?
The increase will go into effect on January 1, 2024.  

How do I comply with the bond increase?
Many contractors will not need to take any action to comply. CCB has reached out to the surety (bond) companies to alert them to this change. Many surety companies have indicated they plan to update the bond amount for their clients automatically and will likely alert contractors separately.

Some contractors will need to take action to increase their bond if their surety company does not update the bond amount automatically. Watch for communications from your surety company, and if you do not receive any information about this increase, contact your surety company directly.

The following surety companies have submitted a Blanket Rider form to automatically increase the bond on file with the Oregon CCB?

  • ​American Alternative Insurance Corporation (Munich Reinsurance America)
  • American Contractors Indemnity Company
  • American Modern Homes Insurance Company (Munich Reinsurance America)​
  • American State Insurance Company
  • Arch Insurance Company
  • Argonaut Insurance Company
  • Atlantic Specialty Insurance Company
  • Berkley Insurance Company
  • Berkshire Hathaway Specialty Insurance Company
  • Capitol Indemnity Corporation
  • Cincinnati Casualty Company
  • Cincinnati Insurance Company
  • Colonial American Casualty & Surety Company
  • Continental Casualty Company
  • Continental Insurance Company
  • Contractors Bonding and Insurance Company
  • Employers Mutual Casualty Company
  • Endurance Assurance Corporation (Sompo International)​
  • Everest Reinsurance Company
  • Evergreen National Indemnity Company
  • Federal Insurance Company
  • Federated Mutual Insurance Company​
  • Federated Rural Electric Insurance Exchange (Umatilla Electric Cooperative)
  • Fidelity & Deposit Company of Maryland
  • Financial Pacific Insurance Company​
  • First National Insurance Company
  • Granite Re, Inc
  • Great American Insurance Company
  • Guarantee Company of North America USA
  • Hanover Insurance Company
  • Harco National Insurance Company (IAT Insurance Group)
  • Hartford Accident & Indemnity Company
  • Hartford Casualty Insurance Company
  • Hartford Fire Insurance Company
  • Hudson Insurance Company
  • ​International Fidelity Insurance Company
  • Jet Insurance Company​
  • ​Lexon Insurance Company (Sompo International)
  • Liberty Mutual Insurance Company
  • Markel Insurance Company
  • Merchants Bonding Company
  • National Indemnity Company
  • Nationwide Mutual Insurance Company
  • NGM Insurance Company
  • North River Insurance Company (Crum & Forster)
  • Ohio Casualty Insurance Company
  • Ohio Farmers Insurance Company
  • Old Republic Surety Company (OR Surety)
  • Pacific Indemnity Company
  • Philadelphia Indemnity Insurance Company
  • Platte River Insurance Company
  • RLI Insurance Company
  • Safeco Insurance Company of America
  • Suretec Insurance Company
  • Swiss Re Corporate Solutions America Insurance Corporation
  • Swiss Re Corporate Solutions Premier Insurance Corporation
  • Travelers Casualty & Surety Company of America
  • Trisura Insurance Company
  • U.S. Specialty 
  • United Casualty & Surety Insurance Company
  • United Fire & Casualty Company
  • Vigilant Insurance Company
  • West Bend Mutual Insurance Company
  • Westchester Fire Insurance Company
  • Western National Assurance Company
  • Western National Mutual Insurance Company
  • Western Surety Company (CNA Surety)
  • Westfield Insurance Company
  • Westport Insurance Corporation
  • XL Specialty Insurance Company
  • Zurich American Insurance Company
The following surety companies have not provide a Blanket Rider.  Please contact your surety company directly to submit an Individual Increase Rider to remain in compliance with your CCB license. 
  • Acadia Insurance Company
  • Allied World Insurance Company
  • American Bankers Insurance Company of Florida
  • American Family Insurance Company
  • American Safety Casualty Insurance Company
  • American Southern Home Insurance Company 
  • Ascot Surety & Casualty Company
  • Bankers Insurance Company
  • Berkley Regional Insurance Company
  • Berkshire Hathaway Homestate Insurance Company 
  • Century Insurance Company, Limited (The)
  • ​Colonial Surety Company
  • Developers Surety and Indemnity Company (AmTrust Surety)
  • Fireman's Fund Insurance Company
  • Frankenmuth Mutual Insurance Company
  • Gray Insurance Company
  • Great Midwest Insurance Company​​
  • Hartford Insurance Company of the Midwest
  • Insurance Company of the State of Pennsylvania
  • Lexington National Insurance Corporation
  • National Farmers Union Property & Casualty Company
  • National Union Fire Insurance Company of Pittsburgh
  • Nationwide Insurance Company of America
  • Nationwide Mutual Fire Insurance Company
  • Navigators Insurance Company
  • North American Specialty Insurance Company
  • Ohio Farmers Insurance Company
  • Old Republic General Insurance Corporation
  • Security National Insurance Company
  • Seneca Insurance Company, Inc.
  • St. Paul Fire & Marine Insurance Company
  • ​State Farm Fire & Casualty Company
  • Swiss Re Corporate Solutions Elite Insurance Corporation
  • Technology Insurance Company, Inc.
  • The Gray Casualty & Surety Company
  • Travelers Casualty & Surety Company
  • Travelers Indemnity Company (The)
  • Travelers Property Casualty Company of America
  • United States Fire Insurance Company​​

​If my surety company isn’t updating my bond automatically, how shall I get the new bond certificate to the CCB?
Contractors or surety companies may submit an individual increase rider to increase the bond amount of an existing bond on file with the CCB.  These can be submitted to the fax, email or agency address.​​

​Licensing Call Center: 503-378-4621​
Address: Construction Contractors Board, P.O. Box 14140, Salem, OR 97309
Fax: 503-373-2155
Email: ccb.info@ccb.oregon.gov ​​

What will happen if the CCB does not receive evidence of my bond increase by the deadline?
CCB will reach out to contractors that are out of compliance after January 1, 2024. These contractors will be given a deadline and instructions for compliance.​​​​

​​I have a bond that is higher than the required minimum, and my bond is already in compliance. Will my bond need to be increased?
If your bond is already in compliance with the new amounts, your bond will not need to increase. You do not need to take any action.

Will this change affect my insurance premium or the minimum required for my insurance?

No. This does not affect your general liability insurance.

Does this bond increase apply to Public Works bonds?​
​No, the rquired bond increase bill does not apply to Public Works bonds.​

Why are the minimum bond amounts increasing?
House Bill 2922 increased all minimum bond amounts required for contractors and other individuals licensed by the Oregon CCB by $5,000. You can review the new law here: HB2922 (oregonlegislature.gov)

Bond Amount ​​By Endorse​​​​ment Type

Endorsement Type Original Bond Amount (prior to 12/31/2023)​​ New Bond Amount (beginning 1/1/2024)​
Residential General Contractor     $20,000   $25,000
Residential Specialty Contractor   $15,000   $20,000
Residential Limited Contractor   $10,000    ​ $15,000
Residential Developer     $20,000   $25,000
Residential Locksmith      $10,000   $15,000
Home Inspector   $10,000   $15,000
Home Services Contractor     $10,000     $15,000
Home Energy Performance Score Contractor   $10,000     $15,000
Residential Restoration Contractor     $10,000     $15,000
Commercial General Contractor Level 1     $75,000   $80,000
Commercial Specialty Contractor Level 1     $50,000     $55,000
Commercial General Contractor Level 2     $20,000     $25,000
Commercial Specialty Contractor Level 2   $20,000     $25,000
Commercial Developer     $20,000   $25,000

Have questions for CCB? You may reach us at:
Licensing Call Center: 503-378-4621
Email: ccb.info@ccb.oregon.gov



Preguntas frecuentes sobre el aumento del monto de las fianzas contractuales  

Los requisitos de las fianzas contractuales para las entidades con licencia de CCB aumentará el 1 de enero de 2024. A continuación, le proporcionamos lo que necesita saber.

¿Por qué está aumentando el monto mínimo de las fianzas contractuales?
El monto de las fianzas contractuales fue aumentado por la Legislatura de Oregón de 2023 – Proyecto de Ley 2922 de la Cámara (enlace al proyecto de ley: HB2922 (oregonlegislature.gov)

¿Cuánto estará aumentando el monto mínimo de las fianzas contractuales?

El monto de las fianzas contractuales aumentará en $5,000 por cada tipo de endoso de CCB. Una tabla al final de estas preguntas frecuentes muestra los nuevos requisitos de las fianzas contractuales para cada endoso.

¿Cómo cumplo con el aumento del monto de las fianzas contractuales?
Muchos contratistas no necesitarán tomar ninguna medida para cumplir con los requisitos. CCB se ha comunicado con las compañías de fianzas contractuales para informarles sobre el cambio. Muchas compañías de fianzas contractuales han indicado que planifican actualizar el monto de las fianzas contractuales para sus clientes de manera automática y es probable que notifiquen a los contratistas por separado.

Algunos contratistas tendrán que tomar medidas para aumentar el monto de las fianzas contractuales si su compañía de fianzas contractuales no actualiza el monto de manera automática. Manténgase atento a las comunicaciones de su compañía de fianzas contractuales y si no recibe ninguna información sobre el aumento, por favor comuníquese directamente con su compañía de fianzas contractuales.

Las siguientes compañías de garantía han presentado un formulario Blanket Rider para aumentar automáticamente el bono registrado con Orgon CCB:

  • ​American Alternative Insurance Corporation (Munich Reinsurance America)
  • American Contractors Indemnity Company
  • American Modern Homes Insurance Company (Munich Reinsurance America)​
  • American State Insurance Company
  • Arch Insurance Company
  • Argonaut Insurance Company
  • Atlantic Specialty Insurance Company
  • Berkley Insurance Company
  • Berkshire Hathaway Specialty Insurance Company
  • Capitol Indemnity Corporation
  • Cincinnati Casualty Company
  • Cincinnati Insurance Company
  • Colonial American Casualty & Surety Company
  • Continental Casualty Company
  • Continental Insurance Company
  • Contractors Bonding and Insurance Company
  • Employers Mutual Casualty Company
  • Endurance Assurance Corporation​ (Sompo International)
  • Everest Reinsurance Company
  • Evergreen National Indemnity Company
  • Federal Insurance Company
  • Federated Mutual Insurance Company​
  • Federated Rural Electric Insurance Exchange (Umatilla Electric Cooperative)
  • Fidelity & Deposit Company of Maryland
  • Financial Pacific Insurance Company​
  • First National Insurance Company
  • Granite Re, Inc
  • Great American Insurance Company
  • Guarantee Company of North America USA
  • Hanover Insurance Company
  • Harco National Insurance Company (IAT Insurance Group)
  • Hartford Accident & Indemnity Company
  • Hartford Casualty Insurance Company
  • Hartford Fire Insurance Company
  • Hudson Insurance Company
  • ​International Fidelity Insurance Company
  • Jet Insurance Company​
  • Lexon Insurance Company (Sompo International)
  • Liberty Mutual Insurance Company
  • Markel Insurance Company
  • Merchants Bonding Company
  • National Indemnity Company
  • Nationwide Mutual Insurance Company
  • NGM Insurance Company
  • North River Insurance Company (Crum & Forster)
  • Ohio Casualty Insurance Company
  • Ohio Farmers Insurance Co​mpany
  • Old Republic Surety Company (OR Surety)
  • Pacific Indemnity Company
  • Philadelphia Indemnity Insurance Company
  • Platte River Insurance Company
  • RLI Insurance Company
  • Safeco Insurance Company of America
  • Suretec Insurance Company
  • Swiss Re Corporate Solutions America Insurance Corporation
  • Swiss Re Corporate Solutions Premier Insurance Corporation
  • Travelers Casualty & Surety Company of America
  • Trisura Insurance Company
  • U.S. Specialty 
  • United Casualty & Surety Insurance Company​
  • United Fire & Casualty Company
  • Vigilant Insurance Company
  • West Bend Mutual Insurance Company
  • Westchester Fire Insurance Company
  • Western National Assurance Company
  • Western National Mutual Insurance Company
  • Western Surety Company (CNA Surety)
  • Westfield Insurance Company
  • Westport Insurance Corporation
  • XL Specialty Insurance Company
  • Zurich American Insurance Company

Las siguientes compañías de garantía no han proporcionarán una cláusula adicional general. Comuníquese directamente con su compañía de garantía para presentar una cláusula de aumento individual para seguir cumpliendo con su licencia CCB:
  • Acadia Insurance Company
  • Allied World Insurance Company
  • American Bankers Insurance Company of Florida
  • American Family Insurance Company
  • American Safety Casualty Insurance Company
  • American Southern Home Insurance Company 
  • Ascot Surety & Casualty Company
  • Bankers Insurance Company
  • Berkley Regional Insurance Company
  • Berkshire Hathaway Homestate Insurance Company 
  • Century Insurance Company, Limited (The)
  • ​Colonial Surety Company
  • Developers Surety and Indemnity Company (AmTrust Surety)
  • Fireman's Fund Insurance Company
  • Frankenmuth Mutual Insurance Company
  • Gray Insurance Company
  • Great Midwest Insurance Company​​
  • Hartford Insurance Company of the Midwest
  • Insurance Company of the State of Pennsylvania
  • Lexington National Insurance Corporation
  • National Farmers Union Property & Casualty Company
  • National Union Fire Insurance Company of Pittsburgh
  • Nationwide Insurance Company of America
  • Nationwide Mutual Fire Insurance Company
  • Navigators Insurance Company
  • North American Specialty Insurance Company
  • Ohio Farmers Insurance Company
  • Old Republic General Insurance Corporation
  • Security National Insurance Company
  • Seneca Insurance Company, Inc.
  • St. Paul Fire & Marine Insurance Company
  • ​State Farm Fire & Casualty Company
  • Swiss Re Corporate Solutions Elite Insurance Corporation
  • Technology Insurance Company, Inc.
  • The Gray Casualty & Surety Company
  • Travelers Casualty & Surety Company
  • Travelers Indemnity Company (The)
  • Travelers Property Casualty Company of America
  • United States Fire Insurance Company​​


¿Este aumento de bonos se aplica a los bonos de Obras Públicas?

No, el proyecto de ley de aumento de bonos requerido no se aplica a los bonos de Obras Públicas.

¿Cuándo ocurrirá el cambio?
El aumento entrará en vigor el 1 de enero de 2024.

Si mi compañía de fianzas contractuales no actualiza mi fianza contractual de manera automática, ¿cómo debo obtener el nuevo certificado de fianzas contractuales para CCB?
Los contratistas o compañías de fianzas contractuales pueden presentar una cláusula adicional de aumento individual para aumentar el monto de la fianza contractual de una fianza existente en el archivo de CCB.  Estos se pueden enviar a través de fax, correo electrónico o a la dirección de la agencia.​​​​​​​
​​​​​Centro de Llamadas para Licencias: 503-378-4621
Dirección: Junta de Contratistas 
Correo electrónico: ccb.info@ccb.oregon.govde Construcción, P.O. 14140, Salem, OR 97309                                             
Fax: 503-373-2155​

¿Qué sucederá si CCB no recibe evidencia del aumento de mi fianza contractual antes de la fecha límite?​​​​​
​CCB se comunicará con los contratistas que no estén cumpliendo con los requisitos después del 1 de enero de​ 2024. A estos contratistas se les dará una fecha límite e instrucciones para cumplir con los requisitos.

Tengo una fianza contractual que es más alta que el mínimo requerido y mi fianza contractual ya está cumpliendo con los requisitos. ¿Será necesario aumentar mi fianza contractual?

Si su fianza contractual ya está cumpliendo con los requisitos de los nuevos montos, no tendrá que aumentar su fianza contractual. No es necesario que realice ninguna acción.

¿Afectará este cambio a la prima de mi seguro o al mínimo requerido para mi seguro?
No. Esto no afecta a su seguro de responsabilidad general.

¿Por qué aumentan los montos mínimos de las fianzas contractuales?
El Proyecto de Ley 2922 de la Cámara de Representantes aumentó en $5,000 todos los montos mínimos de fianza contractual requeridos para contratistas y otras personas con licencia a través de CCB de Oregón. Puede revisar la nueva ley en el siguiente enlace: HB2922 (oregonlegislature.gov)

Monto de la fianza por tipo de endoso

Tipo de endoso​ Monto de la fianza original  Nuevo monto de la fianza (1/1/2024)
Contratista general residencial $20,000   $25,000
Contratista especializado residencial $15,000  ​ $20,000
Contratista limitado residencial $10,000     $15,000
Desarrollador residencial $20,000   $25,000
Cerrajero residencial $10,000   $15,000
Inspector de viviendas $10,000   $15,000
Contratista de servicios para el hogar $10,000     $15,000
Contratista de puntuación de rendimiento energético del hogar $10,000     $15,000
Contratista de restauración residencial $10,000     $15,000
Contratista general comercial nivel 1 $75,000   $80,000
Contratista especializado comercial nivel 1 $50,000     $55,000
Contratista general comercial nivel 2 $20,000     $25,000
Contratista especializado comercial nivel 2 $20,000     $25,000
Desarrollador comercial​
$20,000   $25,000

¿Tiene preguntas para CCB? Puede comunicarse con nosotros a través de las siguientes opciones:
Centro de Llamadas para Licencias:  503-378-4621
Correo electrónico: ccb.info@ccb.oregon.gov

What ​is E-Proof?

E-Proof is CCB’s computer program that enables insurance agents to instantly submit proof of insurance electronically for licensed contractors.  This system cannot be used for new applicants.

New user?​​

To create an account, insurance agents must complete the E-Proof Application for online insurance  entry access​​.  Once your account has been created, the CCB will send an email confirmation with an access link.

Already have an account​?​​

Login​ to your online account​.

Surety Bond forms (for agents only)

​​
Contractors working on qualifying public works projects with a total project cost of more than $100,000 must file a $30,000 public works bond with the Construction Contractors Board (CCB). The bond must be filed before work starts.  ​

Filing Instructions​

Contractors working on qualifying public works projects with a total project cost of more than $100,000 must file a $30,000 public works bond with the Construction Contractors Board (CCB). The bond must be filed before work starts.  
  • Licensed CCB contractors: You must sign the bond supplied by your bonding agent. Once signed, submit the bond directly to the CCB by mail or in person. 
  • Contractors not required to be CCB licensed: You must sign the bond supplied by your bonding agent. Once signed, submit the bond along with the completed Non-Construction Company Filing Statutory Public Works Bond form​ to the CCB.

Bond Q&A​​

Q; What is this bond used for?
A: This bond will be used solely in the event of a prevailing wage claim filed with the Bureau of Labor and Industries (BOLI).  

Q: Will this bond replace my CCB license bond? 
A: No. This bond is separate and is required in addition to any other bond a contractor or subcontractor is required to obtain. 

Q: Are there exemptions from the requirement of having to file the public works bond? 
A: Yes. You may be exempt for any of the following: 
Q: Where can I get this bond? 
A: Contact your insurance agent, current bonding company or look in the yellow pages for bonding companies. 

Q: If I'm not a CCB licensed contractor do I still need this bond? 
A: Yes. If you are planning to contract or subcontract for a public works project you are required to file the publics work bond with the CCB. You must also provide the information requested in the form Non-Construction Company Filing Statutory Public Works Bondwith CCB. 

Q: Can I fax or email any of the information? 
A: Yes. You may fax the bond and other requested documents to (503) 373-2155 or email them to ccb.info@ccb.oregon.gov​

Q: Where can I get the bond form? 
A: Your bonding company may download the bond​ form from the Bureau of Labor and Industries​ website. The bond form must be filled out, signed and sealed by the bonding company.

Required Bond​​

Independent contractors working on qualifying public works projects exceeding $100,000 must file a $30,000 public works bond with the Construction Contractors Board.

Public Contract Delin​​quent Pay Compla​int form

Persons wishing to report that a contractor or subcontractor is delinquent in paying for labor or materials on a public works project shall do so on a Public Contract Delinquent Pay Complaint form​. This is only applicable to public works projects. 

CCB will determine if the contractor or subcontractor is “not qualified” to hold or participate in a public contracting for a public improvement. 

If the CCB determines that the claim  was made in bad faith or was false, the person filing the bad faith or false claim shall be placed on the list of persons who are not  qualified to hold or participate in public contracting.​

Improper Substitution Complai​​​nt for​​m​

Persons wishing to report that a contractor has substituted a first-tier subcontractor on a public works project for reasons not in conformance with ORS 279.585 shall do so on an Improper Substitution Complaint form​​. This is only applicable to public works projects. ​

For Public Agencies​​​​

Responsible Bidder Determination Form

All public entities that award public improvement contracts must complete a Responsible Bidder Determination Form as mandated by ORS 2​79C.​375.
  • Register your public entity, 
  • Login to your account, or
  • ​Search all Responsible Bidder forms submitted to the CCB.​
As a registered user of this site, you can:
  • Create, edit and submit new Responsibility Determination Forms;
  • Verify the active status of CCB licensees;
  • Verify that contractors are eligible to bid on public improvement contracts;
  • Search on previously entered Responsibility Determination Forms; and
  • Make changes to Agency Representative information.​

Not qualified to hold public contracts

The Construction Contractors Board maintains a list of contractors and subcontractors that are not qualified to hold or participate in any public contract for a public improvement. This list may include any corporation, partnership or other business entity of which the contractor or subcontractor is an owner, shareholder or officer of the business or was an owner or officer of the business. The law requires the CCB to determine whether a contractor is qualified to hold or participate in a public contract for a public improvement when: 

  • Information is received from a public contracting agency or from any person who supplied labor or materials, and
  • Labor and materials was related to a public contract for a public improvement, and
  • The contractor has not made payment to persons who supplied labor or materials, and
  • The payment was not made within 60 days when the payment was received by the contractor, and
  • The payment was not subject of a good faith dispute as defined in ORS 279C.580. 

Senate Bill 1568 (2024): Updated Prevailing Wage Rates-Electrical


Frequently Asked Questions(FAQs). ​
Need additional assistance?  Call 503-378-4621 or email ccb.info@ccb.oregon.gov​

Contractors not qualified to hold public contracts​


No contractors are listed at this time.​


Questions?

Phone: 503-378-4621

Email:  ccb.info@ccb.oregon.gov