Oregon average pure premium rate changes
This chart shows pure premium will decrease an average of 3.2 percent in 2025 from 2024. Pure premium is the base rate employers pay to their insurance company before adding insurer expenses and profit.
| Year |
Pure premium rate percent changes |
Oregon workers' compensation premium assessment rate
This graph shows that, if approved by the director, employers will pay 9.8 percent of their workers’ compensation premiums in 2025 for state administration of workers’ compensation programs.
| Year |
Premium assessment rate percent change |
Oregon Workers' Benefit Fund (cents-per-hour) assessment rate
This graph shows the hourly assessment remaining at 2.0 cents in 2025. Employers must pay at least half of this cost. The rate is subject to approval by the director.
| Year |
Cents-per-hour assessment rate |
Total loaded pure premium, premium assessment, and WBF assessment paid per $100 of payroll
Total employer costs per $100 payroll for loaded pure premium, premium assessment, and Workers' Benefit Fund cents-per-hour assessment. Loaded pure premium includes insurer costs, known as expense loading factors. Historic figures are adjusted to reflect the 2024 mix of employment and payroll.
| Year |
Premium Paid |
Assessment Paid |
WBF Employer Contribution Paid |