Oregon Workers' Compensation Costs

Oregon workers’ compensation pure premium rate is dropping in 2025 for the 12th-straight year. The average decrease in the pure premium reflects a long-term trend of lower medical care costs and less severe claims.

Pure premium

Average 3.2 percent decrease from 2024
Portion of the premium employers pay insurers to cover anticipated claims cost for job-related injuries and deaths

Premium assessment

Remains at 9.8 percent in 2025
Self-insured employers and public-sector self-insured employer groups pay 9.9 percent
Private-sector self-insured employer groups pay 10.3 percent
Covers the costs of administering workers’ compensation and worker safety programs

Workers’ Benefit Fund assessment

Remains at 2.0 cents per hour worked in 2025
This assessment:
- Funds return-to-work programs
- Provides increased benefits over time for workers who are permanently and totally disabled
- Gives benefits to families of workers who die from workplace injuries or diseases

Oregon vs. Nation

Report and Resources

About the study