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Oregon Housing and Community Services

Land Acquisition Revolving Loan Program



Land Acquisition Revolving Loan Program is Temporarily Paused

As of Feb. 4, 2025, the available LAP resources in the ARH LAP fund fell below $150,000, resulting in the program temporarily closing. It will reopen when sufficient funding is received to increase the balance to at least $150,000. Applications submitted before the closure announcement that cannot be funded will be returned and will be refunded any submitted application payment provided OHCS has not reviewed the application. OHCS will not retain these applications in the program pipeline. When the program reopens, all applicants must reapply.

The Affordable Housing Land Acquisition Revolving Loan Program (LAP) was created in 2017 by the Oregon Legislature to assist eligible organizations in Oregon to purchase land suited for affordable housing development. This includes both affordable rental and homeownership developments. Eligible organizations include: 
  • Local governments
  • Local housing authorities
  • Nonprofit community- or neighborhood-based organizations
  • Federally recognized Tribal Nations in Oregon
  • Regional or statewide nonprofit housing assistance agencies
Legislative requirements include funding targets for eligible organizations operating homeownership programs and rental housing for low-income families. Funding targets are as follows:  
  • 40% of funds for home ownership for low income households (80% or less of area median income)
  • 60% of funds to organizations operating affordable rental housing for low-income Oregonians    
It's important to note that any LAP loans must be paid back before an affordable housing project can start any vertical construction. 

Land Acquisition Program

For more information, email Fatima Weir. ​

LAP Manual

Oregon Administrative Rules ​

Land Acquisition Revolving Loan Program Frequently Asked Questions (Updated as of Aug. 28, 2024)

LAP Recipient List ​​(Updated as of March 18, 2025)

ORCA Question Portal

​Intake survey

ORCA Intake for LAP - This video training includes instructions to complete the Oregon Centralized Application (ORCA) Intake ​Form for the Land Acquisition Revolving Loan Program. These instructions will assist eligible organizations in navigating the updated process for submitting a LAP application for homeownership and affordable rental housing developments. Please note: LAP applications do not count toward the project limits per ORCA step. ​

​Updated as of: March 18​​, 2025

Allocation Specified
​
HomeownershipAffordable Rental HousingPooled​
Recycled Funds (Recycled Funds can be used in combination with any of the location-based or Culturally Specific Organization set-asides.)​
$1,103,807
$73,​​716​​​
$0
Culturally Specific Organization$0

$0

$413,000
​
Metro Counties*
$0
$0
$0

Balance of State (Rural)
$0

$0

$0

*Metro counties as defined by HUD include the following Oregon counties: Benton, Clackamas, Columbia, Deschutes, Jackson, Josephine, Lane, Linn, Marion, Multnomah, Polk, Washington, and Yamhill.​​​​


Contact
Email: Fatima Weir
Website questions: OHCS.Webmaster@hcs.oregon.gov
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