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2009 Dental Plan Comparisons

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2009 Dental Plans Coverage Comparison
Plan Type
Kaiser Traditional
Willamette
ODS
FT
PT&R
Traditional
PT&R
Preferred
Type of Providers
Kaiser
Kaiser
Willamette
Any
Any
Preferred
Nonpreferred
Annual/person max
$1,750
$1,250
None
$1,750
$1,250
$1,750
$1,750
Type of Service and Amount You Pay
Annual deductible (individual; family)
None
None
None
$50; $150
$50/ind.
$50; $150
$50; $150
Diagnostic & preventive (cleaning, X-ray) 1
0%
$0
$0
0%
$0
0%
10%
Basic & maintenance (filling, root canal, oral surgery)
20%
50%
$0
20%
50%
20%2
30%
Crowns
25%
50%
$1903
25%
50%
25%
25%
Implants
50%
Not covered
75%
50%
Not covered
50%
50%
Dentures
50%
50%
$190
50%
50%
50%
50%
Orthodontia
50%4
Not covered
$1,2005  
50%4
Not covered
50%4
50%4
 
1 Routine cleaning covered once per year for patients with no risks; up to four cleanings per year covered based on dentist’s assessment of patient’s risks and health indicators. X-rays covered on age-based schedule
2 Decreases by 10% per calendar year if you visit preferred dentist at least once per year
3 Co-payment per tooth for crowns and bridges, per upper or lower for dentures
4 Limited to lifetime maximum of $1,500 per person
5 Requires $150 co-payment prior to the start of orthodontic treatment, which applies to $1,200 out-of-pocket maximum.

 
Page updated: December 11, 2008

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